Massachusetts Personal Bankruptcy Attorneys
In the current economic climate, it is all too common for consumers to face the prospect of personal bankruptcy due to mounting credit card debt, unforeseen extraordinary medical bills or threatened mortgage foreclosure.
At the law office of Kurland & Grossman, we offer attentive and responsive service and dedicated legal representation to clients seeking to stop foreclosure and creditor harassment by filing for legal relief from overwhelming debt.
Our clients are honest people and hard workers who simply need experienced legal help to recover after a serious financial setback. For almost 30 years, our firm has worked to demystify the process of seeking personal bankruptcy protection and to make real debt relief under bankruptcy law available to individuals and families in crisis.
Contact our office in Chelmsford today to discuss your legal options in seeking relief from overwhelming debt.
Chapter 7 and Chapter 13: Which Type of Bankruptcy is Right for You?
You have options under federal bankruptcy law. Chapter 7 bankruptcy (also known as a liquidation bankruptcy) allows you to keep most important personal property and occasionally liquidates all other assets to pay your outstanding debts. Under Chapter 7, most remaining debts are discharged.
A Chapter 13 bankruptcy is a debt-reduction program designed to help wage-earners repay outstanding debt in manageable installments. Due to recent changes in bankruptcy law, many individuals who were formerly eligible to file for debt liquidation under Chapter 7 are now seeking relief under Chapter 13.
During your free consultation, an experienced personal bankruptcy lawyer at our firm will explain your options and help you decide which form of debt relief is most appropriate in your circumstances. Contact us today or continue reading to learn more about your options under bankruptcy law.
We also invite you to consult our means test standard chart to learn if you qualify to file personal bankruptcy in Massachusetts.
DEBTS OF DIVORCE
In these uncertain times, many married couples incur debt that they cannot afford. These are times when bankruptcy is necessary to advance a client's interests in a divorce context. This problem not only comes to light but is frequently magnified during divorce proceedings. Debt that may have been manageable while there are two incomes supporting one household, becomes completely unaffordable when these parties separate and must use their separate incomes to support two households. Determining who is to be responsible for the marital debt can be a contentious issue during divorce proceedings. It is with increasing frequency that divorce attorneys refer their clients to a bankruptcy attorney. When it is appropriate, the filing of a bankruptcy can not only resolve a disputed issue during a divorce but also allow both parties to a divorce with a "fresh start". At Kurland & Grossman we understand the importance of this connection between divorce and bankruptcy and are uniquely qualified to assist our clients who are affected by these issues.
Experienced Personal Bankruptcy Lawyers · 888-735-8524
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
